• Car Accident Dilemma, Am I Screwed?

    Recently, I let a friend drive my vehicle. I am covered through Progressive Car Insurance, and only had Liability Coverage on my vehicle. When I let him drive my vehicle, he got into an accident where he was at fault, and hit a pole. Upon striking the pole, both airbags in my vehicle deployed and the car was... show more
    Recently, I let a friend drive my vehicle. I am covered through Progressive Car Insurance, and only had Liability Coverage on my vehicle. When I let him drive my vehicle, he got into an accident where he was at fault, and hit a pole. Upon striking the pole, both airbags in my vehicle deployed and the car was declared totaled. His insurance is through Nationwide. While still in this battle between insurance companies, and them debating on which one of them is going to pay for the public property damage, I am stuck with no means of transportation and find myself wondering. Since I wasn’t behind the wheel, obviously not at fault, would his insurance possibly pay for me to get a replacement vehicle?
    22 answers · 1 day ago
  • Parking lot accident, who’s at fault?

    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors.... show more
    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors. Should we pay for our own or do insurance, they don’t care either way and will attest to them being at fault as it’s not ther insurance and my car as stoped before the collision. This incident occurred in Troutdale Oregon.
    14 answers · 3 days ago
  • What happens if the person's car I hit does not file a claim?

    Best answer: Probably, because as soon as they do that, the insurance company will contact you. If it's only been a few weeks, that doesn't mean anything. The other person could be busy, or procrastinating. It's also a possibility that the other person has decided to not have it fixed, or fix it themselves, or... show more
    Best answer: Probably, because as soon as they do that, the insurance company will contact you. If it's only been a few weeks, that doesn't mean anything. The other person could be busy, or procrastinating. It's also a possibility that the other person has decided to not have it fixed, or fix it themselves, or maybe they know someone who works on cars. If it's been more than a month, there's a good chance nothing will happen, especially for something minor. I was in an accident that was my fault at the end of June, I sideswiped a car and put some small scratches on it. I never heard from him.
    8 answers · 3 days ago
  • If one borrows money from a car title company and you re late a couple of months payments, can they repossess ones car?

    Best answer: Absolutely and is a win/win for a title company. This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they... show more
    Best answer: Absolutely and is a win/win for a title company.

    This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they re-posess, they are out the loan plus now have a car that they have to sell at auction and get less and then go after the buyer to recoup which they may or not ever get.

    But with a title loan means you own the car, so it is great. Once again most likely have bad credit or need money quick, so no problem you sign over the title to the title company, which now OWNS the car. So late on payments, no problem, they can re-possess the car and SELL it, since there is no lender or lien. They love it since they make money and most people who take out title loans will have their vehicle re-possessed due to the high interest rate and recurring charges that many never get caught up.

    It's a win/win for title companies, since no lenders and own the vehicle and take it once you default and is expected.
    21 answers · 3 days ago
  • Is it worth suing someone that hit me from the back at a red light.A few scratches on my car.She had no insurance,drivers license,or ID.?

    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    24 answers · 5 days ago
  • No police report, no damage? Exchanged insurance info. Am I screwed?

    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims... show more
    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims more than what happened? WHat do i do i am freaking out
    10 answers · 3 days ago
  • How to resolve traffic ticket while hiding it from parents?

    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she... show more
    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she rarely uses. When I got pulled over the officer just asked for my license and not my registration/ insurance. Although, in the past, my dad has shown me where that was in case I ever needed it. I have a few options and I’m not willing to do anything else. My first option was to take the Driver’s Safety Course (DSC) online and get my ticket dismissed. The only problem I have here is that I’ve gone through several papers of my family’s auto insurance and don’t see my name under anything. You need to be insured to take this program but I don’t think I am. My parents have Farmer’s and I’ve read the policy and it says anyone who has the insured’s permission to drive their car is protected?? I really don’t know. I wouldn’t know what paper to submit on my application under “Current Auto Liability Policy” either. I want to say that I’m listed as a person who can drive the cars that are insured but like I said I couldn’t find my name anywhere!!! I want to do this choice because this ticket will get dismissed and no longer be on my record. SEE CONTINUED!!
    22 answers · 5 days ago
  • How much am i looking at for insurance?

    please don’t make any rude comments because i’ve already had a lot of time to think abut my mistake, but i am 19 years old with a pending dui. i’m working towards getting privileges but in order to do that i need a car and insurance, and i’m not sure if it depends on the type of insurance you have or what but i... show more
    please don’t make any rude comments because i’ve already had a lot of time to think abut my mistake, but i am 19 years old with a pending dui. i’m working towards getting privileges but in order to do that i need a car and insurance, and i’m not sure if it depends on the type of insurance you have or what but i wrecked into a fire hydrant and i was with all state at the time, and it’s about 5 grand to pay the fire hydrant off, not to mention i was a high risk driver. i don’t have a new car yet and i know insurance depends on the type of car but let’s just say it’s a basic four door car, like a honda civic for example. i’m just looking for the general amount i’d be looking at. thank you in advance
    8 answers · 11 hours ago
  • Transfer auto title?

    I bought an ex police car from a private seller, when I bought it all he gave me was the title that was still registerd through the CHP, when I asked about that he said he just bought the car and that I can just transfer it... A couple weeks pass and im trying to transfer the car under my name and I pay all the... show more
    I bought an ex police car from a private seller, when I bought it all he gave me was the title that was still registerd through the CHP, when I asked about that he said he just bought the car and that I can just transfer it... A couple weeks pass and im trying to transfer the car under my name and I pay all the fees etc. But I was told that I need to get the back of the title and a transfer form signed from the seller. I called/texted him but he hasn't responded, how do I go about getting this car transferred under my name if the seller doesn't get back to me? I'm in California it's a 2014 explorer ppv.
    8 answers · 3 days ago
  • What would insurance company do if I bought flooded vehicle?

    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other... show more
    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other signs. If I have comprehensive and collision insurance, and report this vehicle as flooded to the insurance company, what happens? In general, is it good idea to report it?
    20 answers · 6 days ago
  • Do I need a permit to get a license in california if im 18?

    website is unclear
    website is unclear
    11 answers · 4 days ago
  • Can I stay on paper tags until I can afford my tags?

    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    11 answers · 4 days ago