• Why do some people buy things on credit?

    18 answers · 4 days ago
  • Does the $200 cash back rewards after spending $500 on purchases using a credit mean $200 in cash back that i can redeem?

    I'm just barely starting getting into credit cards so it'd be helpful to get some insight on this.
    I'm just barely starting getting into credit cards so it'd be helpful to get some insight on this.
    7 answers · 14 hours ago
  • My parents have horrible horrible credit history, and they just put my name as a joint account holder?

    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    30 answers · 7 days ago
  • Why do I keep putting myself in debt?

    I just realize I’ve got a habit of putting myself in debt. I just pre ordered my iPhone xr so that’s $900 bucks I owe, I’m not really worried about that but already owe like $8000 in credit card debt and I’m 22! I just went to a Honda dealership and got me a Honda Accord 2018. I’m happy because it’s my first real... show more
    I just realize I’ve got a habit of putting myself in debt. I just pre ordered my iPhone xr so that’s $900 bucks I owe, I’m not really worried about that but already owe like $8000 in credit card debt and I’m 22! I just went to a Honda dealership and got me a Honda Accord 2018. I’m happy because it’s my first real car. I’ve been driving my uncles hand me down 03 Malibu since I was 18. I’m appreciate the car ty en to me but I just needed something new but I owe $35k dollars now total debt. Mostly this new car and my credit card bills. But why do I keep doing this? Luckily I do have a job that pays me roughly $3000 a month so it’s not like I can’t pay a $500 dollar note but still. I was always told to buy what I like and a real man gets what he wAnts no matter the price but I do realize I’m In a lot of debt and I need to stop. How can I?
    7 answers · 1 day ago
  • What is the definition of the word - Money pit?

    Best answer: Generally this refers to something that you have to put lots of money into with very little return. For example, if you refer to your house as a "money pit" it means you have to keep spending money on repairs and such and the problems and costs never seem to end. There is acutally a movie called... show more
    Best answer: Generally this refers to something that you have to put lots of money into with very little return. For example, if you refer to your house as a "money pit" it means you have to keep spending money on repairs and such and the problems and costs never seem to end. There is acutally a movie called "Money Pit" about a couple that get into this situation - ie buy a house and the repairs just keep going.
    5 answers · 24 hours ago
  • Pls need help how can I build my credit score the quickest way?

    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    14 answers · 5 days ago
  • Will simply paying overdue payments on 6 credit cards increase credit score? Specifically FICO score? If so, how fast?

    Due to hard times and needing the money for other unexpected things my mom has 6 credit cards she didn't make payments on last month and they all showed up on her credit report and dinged her pretty bad. She went from around 680 to 620. Will simply paying off the past due amounts increase her score again? If... show more
    Due to hard times and needing the money for other unexpected things my mom has 6 credit cards she didn't make payments on last month and they all showed up on her credit report and dinged her pretty bad. She went from around 680 to 620. Will simply paying off the past due amounts increase her score again? If so, how long would it take to show up? (Not that it matters for this question but she claims that she has had 30 years of perfect payment history until last month)
    7 answers · 1 day ago
  • Can my daughter take over her car payments to build her credit?

    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    11 answers · 4 days ago
  • Can I get approved for any unsecured credit cards with a 601 credit score?

    which unsecured credit cards are easiest to be approved for? what credit score is the minimum requirement for most unsecured credit cards?
    which unsecured credit cards are easiest to be approved for? what credit score is the minimum requirement for most unsecured credit cards?
    9 answers · 4 days ago
  • Payloan help !!!!?

    My boyfriend has been silly enough to get a payday loan way before I met him , he’s finally just paid it off after many final demand letters , but now he’s still receiving phone calls from other companies saying they bought the loan off Sunny Loans and owes them 2k+ , can anyone give me some advice on what to do ?
    My boyfriend has been silly enough to get a payday loan way before I met him , he’s finally just paid it off after many final demand letters , but now he’s still receiving phone calls from other companies saying they bought the loan off Sunny Loans and owes them 2k+ , can anyone give me some advice on what to do ?
    6 answers · 2 days ago
  • Is my credit score good enough for a car loan?

    Hi there. I am trying to take a car loan out for a car, and was curious if anyone thinks I would get approved for one-before I take the time to go and apply and add inquiries to my report. My current credit score is between 676-690 between the three credit agencies. I currently have about 800 in balances. But have... show more
    Hi there. I am trying to take a car loan out for a car, and was curious if anyone thinks I would get approved for one-before I take the time to go and apply and add inquiries to my report. My current credit score is between 676-690 between the three credit agencies. I currently have about 800 in balances. But have never had anything in collections. My issue is that I I only have 1 year and 3 months worth of credit history. What is the likelihood that I will get approved? my income is about 3300 a month.
    5 answers · 18 hours ago
  • Can your debit card be delcined online if one letter is missing?

    Recently made a purchase online and just got an email saying my purchase was cancelled. At the time of the purchase, they charged my card, and after it was cancelled, my money was refunded. On my debit card, my middle initial is on it. When i typed my billing info for my original order, i left out my middle... show more
    Recently made a purchase online and just got an email saying my purchase was cancelled. At the time of the purchase, they charged my card, and after it was cancelled, my money was refunded. On my debit card, my middle initial is on it. When i typed my billing info for my original order, i left out my middle initial. Can this be a reason as to why my order was declined?
    7 answers · 3 days ago
  • In what instances will a credit card company take someone to court for debt?

    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    13 answers · 6 days ago
  • The difference between master card and credit card?

    Best answer: There's a lot of overlap. Some MasterCards are credit cards and some credit cards are MasterCards. (Other credit cards include Visa, Discover, American Express, etc.) Other MasterCards are debit cards. A "Master" card means a card processed through a certain network called... show more
    Best answer: There's a lot of overlap. Some MasterCards are credit cards and some credit cards are MasterCards. (Other credit cards include Visa, Discover, American Express, etc.) Other MasterCards are debit cards.

    A "Master" card means a card processed through a certain network called "Mastercard".

    A "credit" card means one where you are borrowing money when you use it (unlike a debit cards or a prepaid card, where you deposit the money in advance).
    7 answers · 3 days ago