Paypal online purchase help???

Can i pay through a paypal linked verified bank account for online purchasing . If not then why it says pay online by adding your bank account ? If credit card is the only way to make payment then what's the need of paypal ( it just make it a secure transaction only by not exposing the details of card )... show more Can i pay through a paypal linked verified bank account for online purchasing .

If not then why it says pay online by adding your bank account ?
If credit card is the only way to make payment then what's the need of paypal ( it just make it a secure transaction only by not exposing the details of card ) ??
I have a linked bank account ( SBI ) with paypal which is verified as well but when i buy any item online and try to pay using paypal it says please add a debit or credit card to pay now !!!!!!!!!! wtf :\:|
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