Am I the only one that doesn't have student loans?

FASFA gave me around $2960 a semester which covered my whole semester + books at my local Junior College. I had some left over which I saved over the course of two years. I am transferring to University that will give me $3K as a transfer scholarship, a $5K University Grant, along with Fasfa. I will be able to... show more FASFA gave me around $2960 a semester which covered my whole semester + books at my local Junior College. I had some left over which I saved over the course of two years.

I am transferring to University that will give me $3K as a transfer scholarship, a $5K University Grant, along with Fasfa. I will be able to pay off tuition and books.

I do however live with my parents and volunteer, I might do work study when I transfer.

Am I doing this right? When does the debt come into play?

What situation did other people face that cause them have student loans?
4 answers 4