Do I need commercial use insurance?

Hello, I am currently a community carer. My working day consists of traveling between client s homes. I have Business use car insurance for this purpose. Now, my employer insists on myself & other employees who drive, to transport other employees who do not drive, between client home s. I refused to... show more Hello,
I am currently a community carer. My working day consists of traveling between client s homes. I have Business use car insurance for this purpose.

Now, my employer insists on myself & other employees who drive, to transport other employees who do not drive, between client home s. I refused to transport walking carers as I wouldn t be covered by my insurance policy (my insurance company has confirmed this) My employer is arguing that I am covered under their insurance. I don t believe this to be true as my car is my own private vehicle & not company owned.
Could anyone please shed some light on this.
Thanks :)
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